Fannin County

Fannin County is located in northeastern Texas along the Red River, bordering Oklahoma and situated east of the Dallas–Fort Worth region. Established in 1836 and named for James W. Fannin Jr., a figure in the Texas Revolution, the county developed as part of the historical Blackland Prairie and Cross Timbers transition zone that shaped settlement and agriculture in North Texas. Fannin County is small in population by state standards, with roughly 36,000 residents. The county is predominantly rural, with a landscape of rolling prairie, wooded creeks, and farmland, and includes portions influenced by the nearby Red River valley. Agriculture and related services have long been central to the local economy, alongside manufacturing and commuting ties to larger regional job centers. The county seat is Bonham, which serves as a hub for government, local commerce, and cultural institutions.

Fannin County is located in North Texas along the Oklahoma border, within the Texoma region and part of the Dallas–Fort Worth–Texas panhandle transition area. The county seat is Bonham, and local government information is maintained on the Fannin County official website.

Population Size

According to the U.S. Census Bureau QuickFacts profile for Fannin County, Texas, the county’s population size is reported there using the most recent available Census Bureau releases (Decennial Census and annual estimates where available). QuickFacts is the Census Bureau’s standard county summary source for current population figures.

Age & Gender

The U.S. Census Bureau QuickFacts profile for Fannin County provides county-level age structure indicators (including median age and broad age-group shares) and sex composition (female and male percentages). These values reflect the most recent Census Bureau tabulations shown on QuickFacts for the county.

Racial & Ethnic Composition

County-level race and Hispanic/Latino ethnicity measures are published in the U.S. Census Bureau QuickFacts profile for Fannin County. QuickFacts reports racial categories and the Hispanic/Latino (of any race) share as separate measures consistent with Census Bureau standards.

Household & Housing Data

Household and housing characteristics for Fannin County—such as number of households, average household size, owner-occupied housing rate, and selected housing-unit counts—are reported in the U.S. Census Bureau QuickFacts profile for Fannin County. These are derived from Census Bureau programs including the Decennial Census and the American Community Survey, as displayed on the county’s QuickFacts page.

Fannin County is a largely rural North Texas county with dispersed population centers, which generally raises last‑mile costs and can constrain fixed broadband availability; these geographic factors shape how residents access email and other digital communications. Direct county-level email usage statistics are not routinely published, so broadband and device access are used as proxies.

Digital access indicators for the county—such as household broadband subscription and computer ownership—are available from the U.S. Census Bureau data.census.gov (American Community Survey) and are commonly used to approximate likely email access. Lower broadband subscription or lower computer access typically corresponds to greater reliance on smartphones and intermittent connectivity for email.

Age composition influences email adoption because older age groups are less likely to use newer messaging platforms but may face barriers tied to digital skills and device access; county age distributions are reported in ACS tables via data.census.gov. Gender distribution is also available in ACS but is generally less determinative of email adoption than age and connectivity.

Connectivity limitations are reflected in rural infrastructure constraints and provider coverage patterns documented through the FCC National Broadband Map.

Fannin County is in North Texas on the Oklahoma border, with Bonham as the county seat. The county is largely rural, with small towns separated by agricultural land and wooded areas along creeks and the Red River watershed. Lower population density and greater distances between towers generally reduce mobile network capacity and increase the likelihood of coverage gaps compared with metro counties in Texas, especially indoors and in low-lying or heavily vegetated areas.

Data and measurement notes (network availability vs. adoption)

Network availability refers to whether mobile broadband service is reported as offered at specific locations. The most common public sources are the FCC’s broadband maps (carrier-reported, location-based coverage) and crowdsourced speed-test maps.

Household adoption refers to whether residents subscribe to mobile and/or fixed internet service. Public adoption data is often available at the county level from federal surveys, but device-type detail (smartphone vs. basic phone) is more commonly reported at the state or national level than at the county level.

Limitations: County-specific “mobile penetration” (SIMs per 100 residents), smartphone share, and carrier market share are typically not published at the county level in the United States. For Fannin County, the most defensible county-level indicators come from (1) FCC availability data, (2) Census/ACS subscription and device questions, and (3) third-party aggregated performance maps.

Mobile penetration or access indicators (where available)

County-level indicators commonly used in the U.S.

• Internet subscription measures (household adoption): The U.S. Census Bureau’s American Community Survey (ACS) reports whether households have internet subscriptions and the type of subscription, including cellular data plans (mobile broadband) and broadband such as cable, fiber, or DSL (fixed internet). These estimates can be accessed through Census.gov (data.census.gov).
  • This is the most direct public “adoption” proxy for mobile broadband at the county level (share of households reporting a cellular data plan), but it measures household subscription, not individual phone ownership or smartphone penetration.
• Device availability in the household (adoption context): ACS also includes household computing device questions (desktop/laptop/tablet) and internet access. Smartphone ownership is not consistently available as a county-level ACS device category in the same way as “computer” devices; county-level smartphone share is generally a limitation of public datasets.

State and local broadband planning context

Texas broadband mapping and planning materials may provide regional context and challenge areas, but they generally do not publish a county smartphone penetration rate. Reference sources include the Texas Broadband Development Office (Texas Comptroller) for statewide initiatives and mapping-related documentation.

Mobile internet usage patterns and network generations (4G/5G availability)

Network availability (reported coverage)

• FCC Broadband Data Collection (BDC) maps: The FCC’s location-based availability data is the primary federal source for where providers report offering mobile broadband service by technology generation. This is the most appropriate reference for distinguishing availability from adoption. See the FCC National Broadband Map.
  • The map supports viewing mobile broadband layers and comparing providers/technologies. County-level summaries can be derived by filtering to the county and reviewing reported coverage, but the FCC map is fundamentally location-based rather than a simple county-wide “served/unserved” statement.
• 4G LTE: In rural North Texas counties, 4G LTE typically provides the broadest geographic footprint due to longer-range propagation on lower-frequency spectrum and longer deployment history. Availability is usually more continuous along highways and around population centers than in sparsely populated areas.
• 5G (availability varies by band and location): 5G coverage in rural counties tends to be more variable, with broader “extended range” 5G where carriers have deployed low-band 5G, and more limited high-capacity mid-band coverage concentrated near towns, major roads, and higher-demand areas. The FCC map provides the most consistent public view of reported 5G availability, but it does not guarantee in-building performance or consistent speeds.

Observed performance (speed and reliability patterns)

• Crowdsourced measurements can help characterize typical speeds and latency where users actually test, but they reflect where people run tests (often near towns/roads). Common references include Ookla’s Speedtest Intelligence insights (methodology and aggregated reporting) and similar services. These sources are useful for performance context but are not the authoritative availability record.

Common device types (smartphones vs. other devices)

What is publicly measurable at the county level

• Household “cellular data plan” adoption (ACS): The ACS “cellular data plan” measure is the strongest county-level indicator that mobile broadband is being used for internet access in households (either as primary service or in addition to fixed broadband). It does not specify device type, but in practice it generally aligns with smartphones and mobile hotspots as the access method.
• Computing device types (ACS): The ACS device questions (desktop/laptop/tablet) provide context on non-phone devices used in households. These data can be pulled for Fannin County through Census.gov. They do not directly quantify “basic phones” versus smartphones.

What is typically not available for Fannin County specifically

• Smartphone vs. basic/feature phone share: County-level distributions are rarely published in official public datasets. Statewide and national surveys (e.g., Pew Research) publish smartphone adoption trends, but they do not provide reliable county estimates for Fannin County. See Pew Research Center mobile fact sheet for national context only.

Demographic and geographic factors influencing mobile usage in Fannin County

Rural settlement pattern and infrastructure economics (availability driver)

• Lower population density: Rural counties generally have fewer towers per square mile and fewer opportunities for dense small-cell deployment, affecting both coverage continuity and capacity during peak hours.
• Distance to towers and terrain/vegetation: North Texas terrain is not mountainous, but tree cover, rolling topography, and building materials can still reduce signal strength indoors and in low-lying areas. These factors influence user experience even where outdoor coverage is reported as available.

Household income, age, and service substitution (adoption driver)

• Mobile-only vs. fixed broadband substitution: In rural areas, some households rely on mobile data plans as their primary internet connection due to limited fixed broadband options or cost considerations. The ACS cellular-plan measure captures this adoption pattern in aggregate at the county level (via Census.gov), but it does not identify whether mobile is primary or supplementary.
• Age distribution and device reliance: Older populations generally show lower smartphone adoption and lower use of app-based services in national surveys, which can influence local adoption patterns. County-specific smartphone adoption by age is typically not available from public datasets; demographic structure itself is available via the ACS on Census.gov.

Commuting corridors and town centers (usage concentration)

• Mobile usage and capacity demand typically concentrate around Bonham and other town centers, schools, healthcare sites, and along major roadways. Availability maps (FCC BDC) often show stronger continuity along these corridors than in sparsely populated areas, while adoption (ACS) reflects household subscription choices countywide.

Summary: clearly distinguishing availability from adoption

• Availability in Fannin County: Best documented through the FCC National Broadband Map, which shows provider-reported 4G/5G mobile broadband coverage at the location level. This describes where networks are claimed to be offered, not how many residents subscribe.
• Adoption in Fannin County: Best documented through ACS household subscription data on Census.gov, especially the share of households reporting a cellular data plan and the distribution of other internet subscription types. This describes household take-up, not the completeness of outdoor/indoor signal coverage.
• Device-type detail: Smartphone vs. basic-phone shares are generally not available in authoritative county-level public statistics; household device context and internet subscription types are available via ACS, while national smartphone adoption trends are available from sources such as Pew Research Center (not county-specific).

Fannin County is in North Texas along the Oklahoma border, with Bonham as the county seat and nearby communities such as Leonard, Honey Grove, and Savoy. The county’s largely rural-to-small-town settlement pattern, commuter ties toward the Dallas–Fort Worth region, and a mix of local services, agriculture, and light industry tend to align social media use with broader U.S. rural patterns: high reliance on mobile access, strong use of Facebook for community information, and comparatively lower adoption of some newer platforms among older residents.

User statistics (penetration and active use)

• County-specific social media penetration figures are not regularly published by major survey organizations (most measure at the national level and sometimes by metro area or broad “urban/suburban/rural” categories rather than by county).
• National benchmarks provide the most defensible reference points for Fannin County:
  • The share of U.S. adults who report using at least one social media site is in the majority of adults, with detailed platform-by-platform rates tracked in Pew Research Center’s Social Media Fact Sheet.
  • Rural adults consistently report lower social media adoption than urban/suburban adults, but still represent a large majority on at least one platform in Pew’s reporting (see the demographic tables in the same fact sheet).
• Practical local implication: county usage is generally expected to resemble “rural adult” adoption patterns observed by Pew rather than large-metro patterns.

Age group trends (who uses social media most)

Based on U.S. survey findings summarized by Pew Research Center:

• 18–29: highest overall adoption across most major platforms; strongest concentration on visually driven and video-first services.
• 30–49: high adoption; often splits use across Facebook, YouTube, Instagram, and messaging.
• 50–64: moderate-to-high adoption, with heavier concentration on Facebook and YouTube relative to newer platforms.
• 65+: lowest adoption overall, but Facebook and YouTube remain the most common among users in this group.

Gender breakdown

Pew’s platform-by-platform estimates show gender differences that are generally stable nationally (Pew social media fact sheet):

• Women: more likely than men to report using Pinterest and, in many survey waves, Facebook and Instagram by modest margins.
• Men: more likely than women to report using platforms such as Reddit and, in some reporting, higher usage of certain video/game-adjacent communities.
• YouTube: tends to be broadly used by both men and women at high rates.

Most-used platforms (with percentages where possible)

National U.S. adult usage shares (Pew Research Center; percentages vary by survey year and are updated periodically) are reported in Pew’s Social Media Fact Sheet. The most consistently high-reach platforms for U.S. adults include:

• YouTube (typically the highest-reach platform among U.S. adults in Pew’s tracking)
• Facebook (high reach, especially strong among adults 30+)
• Instagram (skews younger than Facebook)
• Pinterest (skews more female)
• TikTok (strong among younger adults; lower among older cohorts)
• LinkedIn (more concentrated among college-educated and higher-income working adults)

County-level ordering commonly follows rural U.S. patterns: Facebook and YouTube tend to lead for broad reach, with Instagram and TikTok strongest among younger residents.

Behavioral trends (engagement patterns and preferences)

Observed national and rural-relevant patterns from Pew and related survey research (Pew Research Center) align with the following likely county-level behaviors:

• Community information utility: Facebook is widely used for local news sharing, community event visibility, school/sports updates, and peer-to-peer recommendations—functions that are especially prominent in smaller communities.
• Video-centric consumption: YouTube’s broad reach supports “how-to,” local interest, and entertainment viewing; video is often consumed passively compared with the more interactive commenting/sharing typical on Facebook.
• Age-segmented platform preferences: short-form video platforms (notably TikTok) concentrate engagement among younger users, while older adults engage more consistently on Facebook.
• Messaging and group features: private or semi-private spaces (Facebook Groups, direct messaging) play an outsized role in coordination for community activities, local commerce, and informal support networks in rural settings.
• Mobile-first usage: rural areas frequently show heavier dependence on smartphones for internet access relative to dense urban areas; this supports platforms optimized for mobile feeds and short video.

Sources (national benchmarks used for county context): Pew Research Center – Social Media Use in 2024 (fact sheet).

Fannin County, Texas maintains family and associate-related public records through county and state record systems. The Fannin County Clerk is the local registrar for vital records such as birth and death records (typically recorded at the county level but governed by state rules) and maintains marriage records. District Court filings and other case records (including some family-law matters) are maintained by the Fannin County District Clerk.

Public-facing online resources are limited at the county level; access commonly relies on direct requests or in-person searches. County offices and contact details are published on the official county website: Fannin County, Texas (official site). Clerk office information is provided here: Fannin County Clerk. Court record access and filing information are generally coordinated through: Fannin County District Clerk.

For statewide vital-record access and certified copies, Texas centralizes many functions through the Department of State Health Services: Texas Vital Statistics (DSHS).

Privacy restrictions apply to several categories: adoption records are generally sealed, many birth records are restricted for a statutory period, and some family-case filings may be nonpublic or partially redacted under Texas law and court rules.

Types of records available

• Marriage license and marriage record (Fannin County)
  • Marriage license application and the issued license maintained by the county.
  • Marriage return/proof of marriage (the officiant’s certification returned to the clerk after the ceremony), creating the county’s recorded marriage record.
• Divorce records (Fannin County)
  • Divorce case file (pleadings, orders, final decree, and related filings) maintained as a civil court record.
  • Final Decree of Divorce as the principal document reflecting the dissolution.
• Annulment records (Fannin County)
  • Annulments are handled as civil/family law cases and typically result in an order/decree of annulment and an associated case file maintained by the district clerk.

Where records are filed and how they can be accessed

• Marriage records
  • Filed and recorded with the Fannin County Clerk (the county’s recorder for marriage licenses and returns).
  • Access is commonly available through:
    • In-person requests at the County Clerk’s office (certified and non-certified copies, per office policy and state law).
    • Mail requests submitted to the County Clerk (requirements typically include identifying information and fees).
    • Online access/search may be available through county-supported or contracted public record search systems; availability varies by record type and date range.
• Divorce and annulment court records
  • Filed with the Fannin County District Clerk as district court civil/family case records.
  • Access is commonly available through:
    • In-person requests at the District Clerk’s office for copies of the final decree and other filings (fees and identification requirements may apply).
    • Mail requests to the District Clerk for copies.
    • Online case information may be available through county or statewide e-filing/case search portals for docket-level data; document images may be restricted.

Typical information included in these records

• Marriage license/record
  • Full names of the parties
  • Date the license was issued and license number
  • County where issued (Fannin County) and recording information
  • Age or date of birth and/or other identifying details recorded at the time (content varies by era and form)
  • Officiant name/title and date/place of ceremony (as returned/certified)
  • Signatures and attestations required by Texas law and local practice
• Divorce decree and divorce case file
  • Names of the parties and court/cause number
  • Date of divorce and court of jurisdiction
  • Findings and orders regarding dissolution
  • Orders on conservatorship/custody, child support, and visitation (when applicable)
  • Division of property and allocation of debts
  • Name-change provisions (when granted)
  • Ancillary orders and attachments that may include financial details, inventories, or parenting plans (varies by case)
• Annulment order/decree and case file
  • Names of the parties and court/cause number
  • Determination that the marriage is annulled and legal basis reflected in the judgment
  • Related orders (property, children, name change) when addressed by the court
  • Supporting pleadings and evidence filings in the case file (varies by case)

Privacy or legal restrictions

• Public access framework
  • Many county-level vital and court records are subject to Texas public information principles, but access to certain information may be restricted by state law, court rules, or protective orders.
• Sealed and protected court records
  • Divorce/annulment filings or specific documents may be sealed by court order.
  • Cases involving minors, family violence, or sensitive information may have redactions or restricted access to particular documents.
• Personal identifying information
  • Clerks and courts may redact or restrict display of sensitive data (commonly including Social Security numbers, certain financial account details, and information protected by law).
• Certified copies
  • Certified copies are issued by the custodian office (County Clerk for marriage records; District Clerk for divorce/annulment court records) and used for legal purposes; agencies and courts generally require certified copies rather than informal printouts.

Fannin County is in North Texas along the Red River, bordered by Oklahoma, and anchored by the cities of Bonham (county seat) and Leonard, with proximity to the Dallas–Fort Worth labor market via US‑75 and nearby corridors. The county has a predominantly rural/small‑town settlement pattern, an older-than-state-average age profile, and a housing stock characterized by single‑family homes and rural tracts with a smaller apartment inventory than large metro counties. (Population and baseline community context are commonly referenced from the U.S. Census Bureau QuickFacts for Fannin County.)

Education Indicators

Public schools and districts (school counts and names)

Public K–12 education in Fannin County is delivered through multiple independent school districts (ISDs) serving Bonham and surrounding communities. District boundaries do not perfectly match county boundaries; some campuses serving county residents may be located just outside the county, and some in‑county campuses may serve students residing across county lines. For the most authoritative and current campus lists and accountability details, district and state directories are used:

• The Texas Academic Performance Reports (TAPR) provide district/campus profiles (enrollment, staffing, outcomes).
• The Texas Education Agency (TEA) district/campus directory system lists active campuses.

Commonly referenced ISDs serving the county include Bonham ISD, Dodd City ISD, Ector ISD, Honey Grove ISD, Leonard ISD, Sam Rayburn ISD, Savoy ISD, and Trenton ISD (district service areas may extend beyond or fall short of county lines).

Countywide “number of public schools” varies by year due to campus configurations (elementary/intermediate, junior high, high school) and reporting definitions (instructional vs. alternative campuses). TAPR/TEA directories are the standard sources for the current count.

Student–teacher ratios and graduation rates

• Student–teacher ratios: Reported at the district level in TAPR via staff full‑time equivalents and student enrollment; ratios vary across small rural districts (often lower than large metro districts) and may fluctuate more year‑to‑year due to small cohort sizes. The most recent district-level ratios are published in the TAPR district profiles.
• Graduation rates: TEA publishes longitudinal graduation rates (4‑year and extended) at district and campus levels. In small districts, rates can show volatility because a small number of students can shift percentages meaningfully. The latest rates are reported in TAPR and related TEA graduation methodology files.

Proxy note: For a county summary, TEA district metrics are the best available “local” graduation and staffing indicators. Countywide aggregation is not always published as a single statistic; district-level reporting is the official structure.

Adult educational attainment

Adult education levels are most consistently summarized through the U.S. Census Bureau and American Community Survey (ACS):

• High school diploma (or higher) and bachelor’s degree (or higher): These percentages for adults age 25+ are reported in QuickFacts and ACS tables. Fannin County typically reports lower bachelor’s attainment than Texas overall, consistent with rural North Texas patterns, while high school completion is generally closer to statewide ranges (exact percentages vary by the most recent ACS 5‑year release).

Notable programs (STEM, CTE/vocational, AP/dual credit)

Across Texas public high schools, common program structures include:

• Career and Technical Education (CTE): State-standard CTE pathways (agriculture, health science, skilled trades, business, IT) are widespread in rural districts; participation and course offerings are reflected in district course catalogs and TAPR indicators.
• Advanced Placement (AP) / dual credit: Many districts offer AP and/or dual credit in partnership with regional colleges; participation and performance are partially visible in TAPR college readiness components, where available.
• STEM: STEM offerings often appear as coursework sequences (Algebra I/II, biology/chemistry/physics, computer science) rather than standalone academies; specialized academies are less common in smaller rural districts but can exist as district initiatives.

Proxy note: Specific named academies and pathway lists are maintained by individual districts rather than consistently summarized in a countywide dataset; district program pages and course catalogs are the definitive sources.

School safety measures and counseling resources

Texas public schools operate under statewide safety and mental health requirements and common district practices:

• School safety: Districts follow Texas requirements for emergency operations, threat reporting, visitor controls, and safety drills; many campuses employ school resource officers (SROs) or local law enforcement coordination, controlled entry points, and camera systems (implementation varies by district and campus).
• Counseling and student support: School counselors are standard staffing positions; districts may also provide mental health supports through partnerships, telehealth vendors, or regional education service center resources. TEA maintains statewide guidance through its student mental health and wellness resources and safety frameworks.

Data availability note: Campus-by-campus security hardware and counselor-to-student ratios are not uniformly published as a single county statistic; district staffing detail is most consistently documented in TAPR and local board reports.

Employment and Economic Conditions

Unemployment rate (most recent)

The most comparable official local unemployment series is published by the U.S. Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics (LAUS):

• Unemployment rate: Reported monthly and annually for Fannin County in BLS LAUS. The latest annual and recent monthly estimates are accessible through BLS LAUS (county-level tables and time series).
  Proxy note: This summary uses BLS as the definitive source; specific numeric values depend on the most recent published period and are updated frequently.

Major industries and employment sectors

Employment in Fannin County reflects a rural county profile with a mix of:

• Local government and public services (including education, county/city services)
• Health care and social assistance
• Retail trade and accommodation/food services (local-serving employment)
• Manufacturing and construction (varies with regional projects and plants)
• Agriculture and related services (smaller share of wage-and-salary jobs but important land use and self-employment component)

For sector shares and establishment counts, commonly used references include:

• County Business Patterns (CBP) for industry establishments and employment ranges.
• ACS commuting and industry/occupation tables for resident workforce composition (where residents work and in what industries).

Common occupations and workforce breakdown

Resident occupations typically cluster in:

• Office and administrative support
• Sales and related
• Education, training, and library
• Transportation and material moving
• Construction and extraction
• Production
• Health care support and practitioners (smaller rural base but essential sector)

The most consistent county-level occupational breakdown comes from ACS “occupation” tables (resident-employed population), available via data.census.gov.

Commuting patterns and mean commute time

• Mean travel time to work: The ACS publishes mean commute time (minutes) and commuting mode shares (drive alone, carpool, work from home). Rural counties commonly show high private vehicle use and commutes shaped by out‑of‑county job access. These measures are available in ACS commuting tables on data.census.gov.
• Typical pattern: Commuting is largely automobile-dependent, with a portion of workers traveling to nearby job centers in adjacent counties, including parts of the Sherman–Denison area and broader North Texas employment nodes.

Local employment versus out-of-county work

ACS “county-to-county commuting flows” and “place of work” indicators show the share of workers employed:

• Within Fannin County versus
• Outside the county (commuting to neighboring counties)

These are best measured using ACS residence-versus-workplace geography tables and flows available through data.census.gov. Rural counties proximate to larger labor markets frequently show a substantial out‑commuting share, especially for higher-wage specialized occupations.

Housing and Real Estate

Homeownership rate and rental share

The U.S. Census Bureau (ACS/QuickFacts) provides the standard measures:

• Homeownership rate: Fannin County is typically majority owner-occupied, consistent with rural Texas patterns. The most recent county estimate is listed in QuickFacts.
• Rental share: Generally smaller than owner-occupied share; rental options are concentrated in city centers (Bonham and smaller towns) and limited multifamily inventory.

Median property values and recent trends

• Median value of owner-occupied housing units: Reported via ACS and summarized in QuickFacts.
• Recent trends (proxy): Like much of North Texas, median values increased notably during the 2020–2022 period, with moderation afterward; county-level ACS values update annually (1‑year estimates for larger geographies, 5‑year for many counties) and can lag current market conditions. For market-sensitive trend lines, county appraisal and transaction datasets are used, but ACS remains the most standardized public benchmark.

Typical rent prices

• Median gross rent: Available in ACS and shown in QuickFacts.
  Proxy note: Asking rents can differ from ACS “gross rent” (which reflects reported rent plus utilities); rural rental markets also show wider dispersion due to limited inventory.

Types of housing

Fannin County’s housing stock is commonly characterized by:

• Single-family detached homes as the dominant structure type
• Manufactured homes/mobile homes representing a meaningful rural share
• Smaller apartment footprints concentrated in town centers and near civic amenities
• Rural lots and acreage tracts, including homes on larger parcels and agricultural/residential mixes

Structure-type shares (single-family, multifamily, manufactured) are available through ACS housing tables on data.census.gov.

Neighborhood characteristics (proximity to schools/amenities)

• Bonham and other incorporated areas: Greater proximity to district campuses, municipal services, grocery/retail, and county facilities; more street-grid neighborhoods and older housing stock near historic cores.
• Unincorporated/rural areas: Larger parcels, longer driving distances to schools and services, and reliance on highways/FM roads for access; school proximity depends on district zoning and campus location.

Data availability note: “Neighborhood” metrics are not standardized at the county level; incorporated place boundaries and school attendance zones provide the most concrete geographies.

Property tax overview (rate and typical homeowner cost)

Texas relies heavily on local property taxes (county, school district, city, and special districts where applicable):

• Effective tax rates and tax burden: Countywide effective rates vary by taxing unit; school district M&O/ I&S rates are major components. Average effective rates for homeowners are often summarized in third‑party analyses, while the most authoritative rate schedules come from appraisal districts and taxing entities.
• Appraisal and local rate administration: Property valuation and exemption administration are handled through the local appraisal district framework governed by the Texas Comptroller. The Comptroller provides statewide property tax guidance and transparency resources via the Texas Comptroller property tax portal.

Proxy note: A single “average property tax rate” for the county can be misleading because tax rates differ substantially by ISD and whether a property is inside city limits or special districts. Typical homeowner costs are most accurately computed using (1) taxable value after exemptions and (2) the specific combined rate for that parcel’s taxing jurisdictions.*