Permitted and Non-Permitted Uses – The Dos and the Don'ts

Common/Permitted Uses – The Dos:

Neighbors. Curious?

New neighbor? Odd, strange or downright creepy behavior? Concerned? Are your children at risk? Find out who is living in your neighborhood. Trust, of course. But verify too. It’s just a smart thing to do.

Those interacting with your children and loved ones

Parents of your child’s new friend? Sleepovers/slumber parties? Afterschool and weekend events? Trips? Carpool? If you have kids, chances are they spend a lot of time around adults you may not know very well. Help to ensure your children and loved ones are in a safe environment.

Friends, family, classmates, co-workers: Lost touch?

Locate childhood friends, former classmates, co-workers, and extended members of your family you have lost touch with.

A new friend or romantic interest?

Meeting new people through friends, in person or online is great. Are they safe and trustworthy? Get peace of mind and rest assured with Glad I Know.

Online marketplaces and social networks

Online marketplaces and social networks bring value and enjoyment, but before you agree to meet or do business with someone you connected with online, learn more about them and help make sure you will be in a safe environment.

Roommates or travelling companions

Thinking about moving into a house or apartment, or going on a trip with people you don’t know very well? Strange or odd behavior by a roommate? We can help give you the full picture.

Yourself

What will someone see? What is your online reputation? Learn what your background check contains. We even make it easy to share with someone, if you chose to!

What you CANNOT do - The Don’ts

Glad I Know, Inc. (GIK) is not a “consumer reporting agency,” and our products and the information we provide are not “consumer reports” as defined in the Fair Credit Reporting Act (15 U.S.C. § 1681, et seq.) (the “FCRA”). Accordingly, our products, and the information we provide, may NOT be used in any way, in whole or in part, as a factor in determining eligibility for employment, tenancy, credit, insurance, or any other purpose under the FCRA.

Although the following list covers many of the primary/main restricted uses, it not a full list. For a complete list of non-permitted/restricted uses, please see “Nonpermitted/Restricted Uses of GIK Information” in our Terms of Use.

No employment screening

You cannot use GIK for employment related background checks of any kind, including pre-employment background checks, hiring, promotion, reassignment, demotion, or termination of an employee. These restrictions apply to domestic work, including a nanny or gardener.

No tenant screening

You cannot use GIK in connection with a decision to rent, lease or sell a residential or commercial space or unit.

No decisions about credit, loans or insurance

You cannot use GIK to assess the risk of someone’s existing credit obligations or to determine someone’s eligibility for issuing or extending credit, insurance, or loans.

No professional service provider screening

You cannot use GIK to screen a professional service provider such as a tutor, doctor, coach or personal trainer.

No education or scholarship qualification screening

You cannot use GIK to screen someone in order to determine if they are eligible for an educational program, financial aid, grant, or scholarship.

No business transactions initiated by an individual consumer

You cannot use GIK in connection with a business transaction initiated by an individual consumer, including screening an individual to determine whether they continue to meet the terms of a personal customer account.

No “adverse action” and no other purpose specified in the FCRA

In addition, you cannot use GIK for any other purpose under the FCRA, and you may not use any information provided by GIK to take any "adverse action" as that term is defined in FCRA – for example, withdrawing an offer or employment, or declining to rent an apartment or house.

For a complete list of non-permitted/restricted uses, please see “Nonpermitted/Restricted Uses of GIK Information” in our Terms of Use.

Using information from GIK for any nonpermitted use violates both our Terms of Use and the law, and can lead to possible criminal penalties. We take the permissible use obligations very seriously, and reserve the right to terminate user access and accounts, and report violators to law enforcement as appropriate. If you are not sure whether your intended use of GIK information is permitted or not, please contact us first at [email protected].