Montgomery County

Montgomery County is located in south-central North Carolina in the Piedmont region, bordered by the Uwharrie Mountains area and centered along the Yadkin–Pee Dee River basin. Established in 1779 and named for Revolutionary War general Richard Montgomery, the county developed around agriculture, small towns, and later manufacturing. It remains a small county by population, with roughly 27,000–30,000 residents in recent estimates. The landscape includes rolling hills, forests, and lakes, with notable public lands in and around the Uwharrie National Forest and the Badin Lake area. Montgomery County is predominantly rural, with an economy historically tied to farming, timber, and textiles, alongside public-sector employment and small-scale industry. Cultural life reflects Piedmont and Uwharrie traditions, including outdoor recreation and community events in its towns. The county seat is Troy, which serves as the primary administrative and civic center.

Montgomery County is located in south-central North Carolina in the Uwharrie region, bordering Stanly and Randolph counties and extending toward the Sandhills. It includes the county seat of Troy and is part of the broader Piedmont area of the state.

Population Size

According to the U.S. Census Bureau QuickFacts for Montgomery County, North Carolina, the county’s population was 27,186 (2020), with an estimated population of 26,852 (2023).

Age & Gender

Per the U.S. Census Bureau data portal (data.census.gov) and county profile tables available through QuickFacts, Montgomery County’s age structure is summarized as:

• Under age 18: ~20%
• Age 65 and over: ~21%

Gender composition reported by the U.S. Census Bureau indicates the county is approximately:

• Female: ~51%
• Male: ~49%

Racial & Ethnic Composition

According to the U.S. Census Bureau QuickFacts county profile, Montgomery County’s racial and ethnic composition is approximately:

• White (non-Hispanic): ~59%
• Black or African American (non-Hispanic): ~22%
• American Indian and Alaska Native (non-Hispanic): ~0.6%
• Asian (non-Hispanic): ~0.8%
• Two or more races (non-Hispanic): ~2–3%
• Hispanic or Latino (any race): ~14–15%

Household & Housing Data

Household and housing indicators for Montgomery County are reported in the U.S. Census Bureau QuickFacts housing and households tables. Key county-level measures include:

• Households: ~11,000
• Average household size: ~2.4
• Owner-occupied housing unit rate: ~70–75%
• Median value of owner-occupied housing units: ~$140,000–$170,000 (reported as a multi-year ACS estimate in QuickFacts)
• Median gross rent: ~$800–$900 (reported as a multi-year ACS estimate in QuickFacts)

For local government and planning resources, visit the Montgomery County, North Carolina official website.

Montgomery County, North Carolina is a largely rural county where lower population density and longer “last‑mile” distances tend to constrain wired broadband buildout, shaping residents’ ability to rely on email for school, work, and services.

Direct county-level email usage statistics are not typically published, so email adoption is inferred from digital-access proxies reported by the U.S. Census Bureau. Key indicators include household broadband subscriptions and access to a computer, which strongly correlate with regular email use. County measures for these indicators are available through U.S. Census Bureau data tables (data.census.gov) and the American Community Survey.

Age distribution influences likely email reliance: areas with higher shares of older adults often show lower uptake of newer communication apps and a continued dependence on email and phone, while very limited connectivity can suppress adoption across all ages. County age structure can be referenced via U.S. Census Bureau QuickFacts.

Gender composition is generally not a primary driver of email access compared with broadband and device availability, though it is reported alongside other demographics in Census profiles.

Connectivity constraints are reflected in availability gaps documented by the FCC National Broadband Map and state planning resources such as the North Carolina Broadband Infrastructure Office.

Montgomery County is in south-central North Carolina in the Uwharrie region, anchored by the Town of Troy and characterized by predominantly rural land use, forests, and low-to-moderate population density compared with the state’s metropolitan counties. These characteristics tend to increase the per-mile cost of cellular and fiber deployment and can contribute to coverage gaps or weaker indoor signal in hilly/wooded areas. Baseline geography and population context are available through the county profile on Census.gov (QuickFacts).

Network availability (coverage) vs. household adoption (use)

Network availability describes where mobile networks (voice/data) are present and at what advertised performance or generation (4G/5G). Household adoption describes whether residents subscribe to mobile service and how they use it (smartphone ownership, mobile internet use, mobile-only households). These measures are related but not equivalent: areas can have coverage but low adoption due to affordability, device constraints, digital skills, or service quality.

Mobile network availability in Montgomery County

4G LTE availability

At the county level, 4G LTE coverage in rural North Carolina counties is typically widespread along primary roads and populated areas, with more variable performance in heavily wooded or sparsely populated zones. The most direct public source for carrier-reported mobile broadband coverage is the FCC’s Broadband Data Collection (BDC), which provides location-based availability and mobile coverage layers. County-level views and downloadable layers are accessible via the FCC National Broadband Map.

Limitations: FCC mobile availability is based on carrier propagation models and reporting rules; it indicates where service is advertised outdoors/in-vehicle, not guaranteed indoor performance or real-world speeds.

5G availability

5G availability varies significantly by carrier and spectrum band. In rural counties, 5G coverage is often present primarily as:

• Low-band 5G (wider-area coverage, speed improvements closer to LTE in many scenarios)
• More limited mid-band and mmWave coverage (typically concentrated in higher-density areas)

County-specific 5G presence can be checked using the mobile coverage layers on the FCC National Broadband Map.

Limitations: The FCC map does not directly report “user adoption of 5G,” only network availability. Device compatibility and plan provisioning affect whether residents actually use 5G where available.

Service quality and known mapping constraints

Independent, user-measured performance datasets are not consistently available at the county level in a way that supports definitive statements for Montgomery County without a dedicated, current analysis. The FCC provides national testing and measurement resources, but these do not substitute for countywide results. The county and state context for broadband planning and mapping is maintained by the North Carolina Broadband Infrastructure Office (NCDIT), which includes statewide initiatives and mapping resources that may reference local conditions.

Household adoption and mobile penetration/access indicators (county-level where available)

Smartphone and mobile internet adoption indicators

The most common public, county-level indicators for mobile access come from the U.S. Census Bureau’s American Community Survey (ACS), particularly:

• Smartphone-only or mobile-only internet access (households with cellular data plans and no wired home internet)
• Household computer and internet subscription types, including cellular data plans

County-level “Internet subscriptions” and “Computers and Internet Use” are available via the Census Bureau:

• data.census.gov (ACS tables) for Montgomery County, NC
• County summary context via Census.gov QuickFacts

Limitations: ACS estimates are survey-based, multi-year for many county-level tables, and may have margins of error that are sizable in smaller or more rural counties. ACS measures adoption (subscriptions/devices in households), not coverage.

Mobile subscription “penetration” (subscriber counts)

Subscriber penetration rates (subscriptions per 100 people) are commonly published at national or state levels by industry and regulators, but consistent, current county-level mobile subscriber penetration is generally not published in an official public dataset. As a result, county-specific “mobile penetration” is more reliably described using ACS household indicators (cellular data plan presence, smartphone-only access) rather than subscriber counts.

Mobile internet usage patterns (use vs. availability)

Typical rural usage patterns captured by public data

Publicly available county-level data most directly captures whether households use cellular data plans for internet access, not detailed behavior such as time-on-network, application use, or daily consumption. ACS can identify:

• Households relying on cellular data plans for internet service
• Households with broadband (wired) subscriptions versus mobile-only access
• Households with no internet subscription

These distinctions support a common rural pattern observed in many U.S. counties: some households use mobile broadband as a primary connection where wired options are limited, unaffordable, or undesirable, while others use mobile mainly as a complement to wired home internet. For Montgomery County, the defensible statement is that the presence and scale of these patterns must be derived from ACS tables on data.census.gov, because countywide, directly observed mobile usage (4G vs 5G share, data consumption) is not published as an official local statistic.

Common device types (smartphones vs. other devices)

Smartphones as the dominant mobile endpoint

Nationally, smartphones are the primary mobile internet device category; at the county level, the best publicly available proxy is the ACS measure of smartphone presence and smartphone-only internet access. For Montgomery County, device-type prevalence can be characterized using:

• Smartphone-only households (a key indicator of reliance on phones rather than computers or wired broadband)
• Households with/without computing devices (desktop/laptop/tablet) alongside internet subscription type

These measures are available through ACS tables on data.census.gov.

Limitations: ACS does not break down smartphone models, operating systems, or detailed device classes such as fixed wireless receivers or dedicated hotspots.

Demographic and geographic factors influencing mobile usage and connectivity

Rural settlement patterns and terrain/land cover

• Lower density and dispersed housing generally reduce the economic incentive for dense cell-site grids, which can affect signal strength and capacity outside town centers.
• Forests and rolling terrain can degrade signal propagation and indoor coverage, particularly for higher-frequency bands, contributing to variability in user experience even where outdoor coverage is reported.

Geographic and population context for the county is summarized by Census.gov QuickFacts and local government references via the Montgomery County government website.

Income, age, and housing characteristics (adoption-side drivers)

Mobile adoption and reliance on mobile-only internet are often associated with:

• Income and affordability pressures, which can lead to smartphone-only connectivity rather than paying for both mobile and wired service
• Age distribution, which can influence smartphone adoption and digital skills
• Housing tenure and infrastructure, where rental households and areas lacking wired buildout show higher mobile-only usage in many datasets

For Montgomery County, these relationships can be evaluated using ACS demographic tables (income, age, housing) alongside ACS internet subscription tables on data.census.gov. Definitive county-specific causal claims are not supported without a county-focused statistical analysis.

Summary of what is measurable at the county level

• Network availability (4G/5G): Best documented through the FCC National Broadband Map, which indicates advertised coverage rather than adoption or guaranteed performance.
• Household adoption and device reliance: Best measured through ACS indicators on data.census.gov, including cellular data plan subscriptions and smartphone-only internet access.
• County-specific usage intensity and device market mix: Not available as a definitive public county statistic; carrier analytics and some third-party measurement products are not published as standardized county references.

Montgomery County is a rural county in south‑central North Carolina within the Uwharrie region, with Troy as the county seat and a local economy tied to manufacturing, agriculture, and outdoor recreation near the Uwharrie National Forest. Its lower population density and older age profile relative to large metros typically align with heavier Facebook use and more limited adoption of newer, youth‑skewing platforms.

User statistics (penetration and active use)

• County-specific social media penetration figures are not published in standard federal datasets; most reliable measures are statewide or national surveys. As a benchmark, about 7 in 10 U.S. adults use at least one social media site, according to the Pew Research Center social media fact sheet.
• Broadband and smartphone access influence local adoption and intensity of use. County-level connectivity indicators are available via the FCC National Broadband Map, and demographic context (age distribution, rurality) via the U.S. Census Bureau data portal. These structural factors are commonly associated with social media usage levels in survey research.

Age group trends

National survey data consistently shows age as the strongest predictor of platform choice and overall usage:

• Highest overall social media use: ages 18–29 (highest penetration across platforms).
• Mid-level use: ages 30–49.
• Lower use: ages 50–64, and lowest among 65+, though Facebook remains comparatively strong in older groups.
  These patterns are documented in the Pew Research Center social media fact sheet and align with rural counties that skew older in population composition.

Gender breakdown

Across major platforms, gender skews vary by service rather than showing a single “social media gender gap”:

• Women are more likely than men to use Pinterest, and often show higher usage on some community/family-oriented platforms.
• Men are more likely than women to use YouTube in many survey waves, while Facebook and Instagram tend to be closer to parity.
  Platform-by-platform gender differences are summarized in Pew’s social media fact sheet. County-level gender splits for social media use are not generally published, so national differentials serve as the most reliable proxy.

Most-used platforms (with percentages where available)

National adult usage shares (commonly used as local benchmarks when county estimates are unavailable) include:

• YouTube and Facebook as the top two platforms for U.S. adults overall (each used by a large majority or near-majority depending on the survey year), with Instagram and Pinterest in the next tier, and TikTok concentrated among younger adults.
  Current platform-specific percentages are tracked in the Pew Research Center social media fact sheet.
  For a rural county like Montgomery, observed patterns in comparable areas typically feature Facebook as the dominant “local community” platform (events, groups, local news sharing), with YouTube used broadly across ages for entertainment and how-to content.

Behavioral trends (engagement patterns and preferences)

• Facebook Groups and local pages tend to be central in rural counties for community announcements, school and sports updates, and civic information sharing; engagement is often comment- and share-driven rather than trend-driven short-form creation.
• Short-form video (TikTok, Instagram Reels, YouTube Shorts) is most intensive among younger residents; usage is typically high-frequency, session-based scrolling with algorithmic discovery driving reach rather than follower networks. Pew’s platform adoption patterns by age support this behavior profile (Pew Research Center).
• Messaging and “private social” behavior (Messenger, Instagram DMs) commonly complements public posting, with many users participating more through reading, reacting, and sharing than producing original posts.
• News and information exposure via social platforms is widespread nationally and tends to be stronger among Facebook users; the broader relationship between social media and news consumption is tracked in ongoing research such as Pew’s Social Media and News fact sheet.

Montgomery County, North Carolina maintains family and associate-related public records through state and county offices. Vital records such as birth and death certificates are registered locally and at the state level; certified copies are typically issued by the N.C. Vital Records program and, for some services, through the N.C. Vital Records ordering portal. Marriage records are commonly filed with the county Register of Deeds and may be searchable via the Montgomery County Register of Deeds (including in-person access to recorded instruments and indexes). Divorce records are generally held by the court system; case information is accessible through the North Carolina Judicial Branch (court dates/search tools) and related clerk services.

Adoption records are not publicly available in the same manner as standard vital records and are subject to statutory confidentiality controls and controlled access through the appropriate state/court channels.

Public databases vary by record type: recorded documents may be indexed by the Register of Deeds, while court case access is managed by the state judiciary. Residents access records online through the linked state/county portals when available, or in person at the Register of Deeds office and court clerk offices during business hours. Privacy restrictions commonly limit access to certified vital records and sealed proceedings, and identity/eligibility requirements are standard for issuance of certified copies.

Types of records available

• Marriage licenses (and marriage certificates/returns)
  Montgomery County issues marriage licenses through the county Register of Deeds. After the ceremony, the officiant completes the marriage return, which is recorded to create the county’s official marriage record.

• Divorce records (divorce decrees/judgments and case files)
  Divorces are handled as civil court cases in the North Carolina District Court division and are recorded in the county’s court records. The final judgment/decree of absolute divorce is part of the case record.

• Annulments
  Annulments are court actions (not a Register of Deeds record). When granted, they are documented in the county court file and reflected in court orders/judgments.

Where records are filed and how they can be accessed

• Marriage records

  • Filed/maintained by: Montgomery County Register of Deeds (vital records function for marriage licensing and recording).
  • Access: Certified and non-certified copies are typically available from the Register of Deeds in person and often by mail or online request, depending on local office procedures. Statewide marriage indexes may also exist, but the county record is the primary legal record.

• Divorce and annulment records

  • Filed/maintained by: Clerk of Superior Court for Montgomery County (court case records; District Court division).
  • Access: Many case details are accessible through North Carolina’s court record systems and at the courthouse. Obtaining certified copies of judgments/orders is handled by the Clerk of Superior Court. Older records may be archived in accordance with state records retention schedules.

• State-level copies and verification

  • North Carolina maintains statewide vital record services through the NC Department of Health and Human Services (NCDHHS) Vital Records for certain certified copies and verifications, while the original court case file remains with the county court.

Typical information included in these records

• Marriage license/record

  • Full legal names of the parties
  • Date and place of marriage
  • County of issuance and recording information
  • Names and signatures of applicants
  • Officiant name, title/authority, and signature
  • Witness information (when recorded as part of the return, depending on form/practice)
  • Ages or dates of birth may appear on the application record; the recorded marriage record commonly includes identifying details needed to establish the marriage event.

• Divorce decree/judgment (absolute divorce)

  • Names of the parties and case caption
  • Filing date and judgment date
  • Court identification (county, file number, judicial district)
  • Findings establishing grounds and jurisdiction (North Carolina uses “absolute divorce” as the dissolution)
  • Orders dissolving the marriage
  • References to related orders (custody, support, equitable distribution) when applicable; those issues may be addressed in separate orders or agreements within the case file.

• Annulment orders

  • Names of the parties and case caption
  • Legal basis for annulment and findings
  • Court order declaring the marriage void or voidable (as applicable under North Carolina law)
  • Related relief or determinations included in the order or associated filings.

Privacy or legal restrictions

• Marriage records

  • Marriage records are generally treated as public records in North Carolina, and copies are commonly available to the public through the Register of Deeds, subject to identity verification requirements for certified copies and applicable fees.
  • Certain personal identifiers included on applications may be restricted or redacted in publicly available copies consistent with state law and records practices (for example, sensitive identifiers not required to establish the public fact of the marriage).

• Divorce and annulment court records

  • Court records are generally public, including many divorce filings and judgments, but access can be limited by law or court order.
  • Judges may seal portions of a case file or restrict access to specific documents (for example, documents containing confidential information, certain domestic violence-related materials, or information involving minors).
  • North Carolina court policies and statutes restrict disclosure of sensitive data (such as Social Security numbers) and allow redaction or limitation of access in appropriate circumstances.

• Certified copies and use

  • Certified copies are issued by the custodian agency (Register of Deeds for marriages; Clerk of Superior Court for divorce/annulment judgments). Certified copies are commonly required for legal identification, benefits, and other official purposes.

Montgomery County is a rural county in south-central North Carolina within the Uwharrie region, anchored by the Town of Troy and smaller communities such as Biscoe, Candor, Mount Gilead, and Star. The county’s population is modest (about 27,000 residents in recent Census estimates), with a generally older age profile than the statewide average and a dispersed settlement pattern that influences schooling, commuting, and housing (more single-family homes and manufactured housing than large apartment concentrations).

Education Indicators

Public schools (Montgomery County Schools)

Montgomery County’s traditional public schools are administered by Montgomery County Schools. School names commonly listed by the district include:

• Elementary: Candor Elementary, Green Ridge Elementary, Mount Gilead Elementary, Page Street Elementary, Star Elementary
• Middle: East Middle, West Middle
• High: Montgomery Central High School, West Montgomery High School
• Alternative/other: Montgomery Learning Academy (alternative)
  Official school listings and updates are maintained through the district’s site: Montgomery County Schools.
  Note: The county also has access to public charter options in the broader region, but the list above reflects the county district’s core schools.

Student–teacher ratios and graduation

• Student–teacher ratio (proxy): County-specific ratios vary by school and year; a commonly used proxy is the district-average student–teacher ratio reported in NC public-school profiles and federal education datasets, which for rural NC districts is often in the mid-teens to high-teens (students per teacher). A school-by-school verified ratio should be taken from the state’s school report cards: North Carolina School Report Cards.
• Graduation rate: Montgomery County high schools report a four-year cohort graduation rate through the state; the most recent official values are published in the annual state report and in school report cards (the definitive source for county and school-level rates): NCDPI School Accountability / Report Cards.
  Data availability note: A single countywide number is released by the state annually; values change year to year and should be cited directly from the latest NCDPI release.

Adult educational attainment

From the U.S. Census Bureau (ACS 5-year estimates; most recent release generally used for county profiles):

• High school diploma (or higher): Montgomery County is below the North Carolina average.
• Bachelor’s degree or higher: Montgomery County is well below the North Carolina average, consistent with many rural counties.
  The definitive county shares are available in the Census profile tables via data.census.gov (topic: Educational Attainment; geography: Montgomery County, NC).
  Data availability note: Because ACS values update annually and are margin-of-error sensitive for smaller counties, the most recent ACS 5-year table values are the standard reference for percentages.

Notable programs (STEM, CTE, AP/dual enrollment)

• Career and Technical Education (CTE) is a core offering in NC districts and is typically emphasized in rural counties; county offerings are listed through district program pages and individual high school catalogs (CTE pathways, industry credentials).
• Advanced Placement (AP) courses are offered at the high school level in most NC districts; the exact AP catalog varies by high school and year and is documented in school profiles/report cards and course guides.
• Dual enrollment: Montgomery County students commonly access Career & College Promise (CCP) through the North Carolina Community College System in partnership with the local community college (often via Montgomery Community College for county residents). Program information is maintained by the community college and the statewide CCP framework: NC Community Colleges.

School safety measures and counseling resources

• School safety: NC districts typically use controlled entry procedures, visitor management, school resource officers (SROs) in partnership with local law enforcement, emergency drills, and threat-assessment protocols. District-specific plans and safety contacts are maintained by Montgomery County Schools (official postings vary by year).
• Student support services: Schools commonly provide school counselors, and many districts employ social workers and psychologists either centrally or by assignment. Formal service directories and student support resources are maintained on the district site: Montgomery County Schools.
  Data availability note: Countywide staffing ratios for counselors/social workers are not consistently published as a single consolidated public statistic; staffing is typically documented in district plans, board materials, and school profiles.

Employment and Economic Conditions

Unemployment rate

• The most recent official county unemployment rate is published by the North Carolina Department of Commerce (Local Area Unemployment Statistics). Montgomery County’s unemployment is typically higher than the statewide average and varies seasonally. Definitive monthly and annual averages are reported here: NC Commerce Labor Market Data.
  Data availability note: The state releases monthly figures and annual averages; the annual average is commonly used for year-over-year comparisons.

Major industries and employment sectors

Based on common sector composition for the county as reflected in ACS “Industry” tables and regional employer patterns:

• Manufacturing (a key private-sector base in many Uwharrie-area counties)
• Retail trade and accommodation/food services (serving local demand and through-traffic corridors)
• Health care and social assistance (including outpatient, long-term care, and public/private providers)
• Educational services and public administration (school district, county and municipal employment)
• Construction and transportation/warehousing (linked to regional growth and commuting)
  Definitive county sector shares are available via ACS Industry and Occupation tables on data.census.gov.

Common occupations and workforce breakdown

Common occupational groups (ACS occupation categories) typically include:

• Production, transportation, and material moving
• Office and administrative support
• Sales and related
• Construction and extraction
• Healthcare support and practitioner roles
• Education, training, and library (smaller share than urban counties)
  Definitive occupational percentages are published in ACS “Occupation” tables: data.census.gov.

Commuting patterns and mean commute time

• Typical pattern: A substantial share of workers commute out of the county to larger job centers in the region (commonly toward parts of Randolph, Moore, Stanly, Richmond, Cabarrus/Rowan, and the Charlotte/Concord or Triad fringes, depending on residence).
• Mean travel time to work: Rural counties in this region commonly show mean commutes in the mid‑20s to low‑30s minutes. The definitive Montgomery County mean commute time is reported by the Census Bureau (ACS “Travel Time to Work”): ACS commuting tables on data.census.gov.
• Local employment vs out‑of‑county work: The county generally exhibits net out‑commuting (more residents working outside the county than nonresidents commuting in), typical of rural counties adjacent to larger labor markets. A definitive inflow/outflow and workplace-vs-residence view is available through OnTheMap (LEHD) (Residence Area Characteristics and Inflow/Outflow).

Housing and Real Estate

Homeownership and rental share

• Montgomery County’s housing tenure is typically characterized by high homeownership relative to statewide averages, reflecting its rural character and prevalence of single-family and manufactured homes.
• Definitive owner-occupied vs renter-occupied shares are available in ACS housing tenure tables: ACS Housing (Tenure) on data.census.gov.

Median property values and recent trends

• Median home value: The county’s median owner-occupied home value is generally below the North Carolina median, reflecting lower land and structure costs compared with metro counties.
• Trend: Like most of North Carolina, the county experienced price appreciation since 2020, with variability by town vs rural areas and by proximity to regional job corridors.
  Definitive median value and time series (ACS) are accessible via ACS home value tables on data.census.gov. For transaction-based trend context, county-level dashboards from the North Carolina REALTORS® market data and similar aggregators are often used as secondary references (methodologies differ).

Typical rent prices

• Rents are generally lower than statewide medians but have increased in recent years alongside statewide trends.
• Definitive median gross rent is published in ACS tables: ACS Gross Rent on data.census.gov.
  Data availability note: Rental listings can be thin in rural counties; ACS provides the most consistent countywide median.

Housing types and built environment

• Single-family detached homes dominate much of the county’s housing stock.
• Manufactured housing represents a meaningful share (common in rural North Carolina).
• Small multifamily/apartments exist mainly in and near town centers (Troy, Biscoe, Candor, Mount Gilead) rather than as large complexes.
• Rural lots and acreage tracts are common outside municipal areas, with greater reliance on septic and well systems in many locations.
  Definitive structure-type shares are available in ACS “Units in Structure” tables: data.census.gov.

Neighborhood characteristics (schools/amenities)

• Troy functions as a primary service node (county offices, schools, local retail and services).
• Mount Gilead and Star provide smaller-town clusters with proximity to outdoor recreation and the Uwharrie-area landscape; access to schools typically involves longer drive times outside town centers.
• School proximity is most predictable within municipal limits; outside towns, student travel distances are generally longer due to dispersed settlement.

Property tax overview (rate and typical cost)

• Property taxes are levied by Montgomery County and, where applicable, by municipalities (Troy, Biscoe, Candor, Mount Gilead, Star) as an added levy.
• Tax rate: The definitive county tax rate (per $100 of assessed value) and any municipal rates are published by the county finance/tax office and in the annual budget documents: Montgomery County, NC (official website).
• Typical homeowner cost (proxy): Typical annual tax bills depend on assessed value and whether the property lies inside a municipality. A rough countywide “typical” bill is commonly approximated as (median home value × combined tax rate), but the median value and the applicable combined rate must be taken from the latest ACS and county/municipal rate schedules to avoid misstatement.